Where to Get Car Financing with Bad Credit

If you have a long history of bad credit or some recent issues that have lowered your score, it's important to take control of your finances and start rebuilding your credit. Hometown Auto affords you the opportunity to build credit regardless of your past credit history. With our Buy Here, Pay Here program, you can get the financing you need with affordable monthly payments.

Before you decide on a used vehicle, think about what you're comfortable paying each month. Get instant pre-approval online by submitting a short survey. We don't require you to give private information like your social security number or date of birth. No matter what your current credit status is, we will come up with a payment plan that works for you. Our down payments start as low as $499, and we offer new promotions regularly.

When you purchase your vehicle through us, you don't need a third party lender. We finance in-house and provide service and repairs after purchase. Our vehicles are examined for safety and reliability so you can be confident you are getting a reliable car. If a vehicle is on our lot, it has been thoroughly inspected!

Stop into one of our locations in High Point or Winston-Salem to view our inventory and speak to one of our auto experts. We will take you through the entire car buying process. From picking out your new vehicle to obtaining financing, to service and maintenance, we want you to be completely satisfied.