Buying a used car can save you a lot of money as compared to buying new, however it's important to look for a good deal if you're planning to finance it. Financing a used car can be more expensive than financing a new car because new car buyers often have access to more incentives. By working with a reputable used car dealership like Hometown Auto, you will get a reliable vehicle with financing available on-site. Here are some tips to help you through the process.

1. First, figure out what you can afford. Many lenders tend to charge higher interest rates and don't offer the same length of loans as they would on a new car. Review your budget before you shop for a car and stick to it. Hometown Auto can help you figure out what works for your budget by offering a low down payment and affordable monthly payment. 
2. Improve your credit score. You are entitled to one free credit report from each of the three major credit bureaus per year. Make sure there are no errors on your report. Chop away at your debt, pay your bills on time, and do not keep too much available credit on your credit cards. The better your credit score, the better loan terms you're likely to be offered. 
3. Use dealer financing. If you have bad credit, or no credit history, your dealer may offer a financing plan, even if banks or other financial institutions have turned you down. When you buy a car from Hometown Auto, you pay here. We offer a credit-building program that gives you the stability you need to purchase a vehicle and keep up with the payments.

Visit Hometown Auto to check out our inventory. We have two convenient locations in High Point or Winston-Salem, so you're never far away from a great deal. Talk to "The Credit Doctor" about your budget and the financing terms you can afford, and drive off in a used car today!